03 JUN

This is a good starting point for choosing a payment gateway for your e-commerce store.

  • Life Style
  • Barbie
  • May 05,2022
  • 24

This is a good starting point for choosing a payment gateway for your e-commerce store.

Cancellation process and ease of setup

You need to determine if the payment gateway can be registered without having to stay for a fixed period of time, or if you can jump to another company payment gateway at will.

It is important to know if you need to set up a separate merchant account payment gateway for ecommerce or if the payment gateway provider also offers it to work with the program.


Find out if the payment gateway leasing portal charges a monthly limit on transactions, how much each transaction or monthly general electricity fee is, or if there is a fee for exchanging currency for foreign customers.

Is it integrated or hosted?

An integrated payment gateway means that customers do not have to leave your site to enter payment information.

A hosted payment gateway means that customers will be redirected to another site to process their payment information.

An integrated payment gateway will improve the customer experience, but will place some security compliance burdens on you.

Customer Support

We strongly recommend that you choose a payment gateway provider that offers 24/7 customer support so that you or your customers can be in contact with the responsible party at all times.

Data portability

Getting a payment gateway is a good idea, and if you decide to switch to another provider, it will allow you to import all your data into another payment gateway.

Transaction Success Rate

Determine how often errors occur during transaction processing.

If the transaction failure rate is higher than the success rate, it may have a negative impact on your conversion rate and brand.

Settlement Time

Find out how long you will deposit to your merchant account.

If you need to use or transfer funds, longer settlement times may cause you problems.

Fraud Prevention Capability

Payment gateways should be PCI DSS Level 1 compliant and have built-in tokenization and encryption.

It's also a good idea to ask what real-time fraud detection tools are currently in use to screen transactions and prevent fraudulent activity.